Privacy Policy

Last Updated: March 15, 2025

At bremdaruniteam, we believe transparency about how we handle your personal information is essential. This privacy policy explains what information we collect, how we use it, and your rights regarding your data when you use our cost management platform.

Information We Collect

We collect information you provide directly to us, information we obtain automatically when you use our services, and information from third-party sources when necessary for our services.

Personal Information You Provide

Account registration details including name, email address, and contact information
Financial information such as bank account details and transaction data you choose to link
Profile information including preferences and settings
Communications you send to us through our platform or support channels
Payment information when you subscribe to our premium services

Automatically Collected Information

When you use our platform, we automatically collect certain information about your device and usage patterns. This includes your IP address, browser type, operating system, referring URLs, and information about your interactions with our platform. We use cookies and similar technologies to enhance your experience and analyze usage patterns.

Third-Party Information

With your explicit consent, we may receive information from financial institutions and other service providers to help you manage your finances more effectively. We only access information that you specifically authorize us to collect.

How We Use Your Information

We use your information to provide, maintain, and improve our cost management services. Here's how we put your data to work:

Primary Uses: We use your information to deliver our core services, including analyzing your financial data, generating insights, providing personalized recommendations, and helping you track and manage your expenses.

Creating and maintaining your account and user profile
Processing transactions and managing your subscription
Providing customer support and responding to your inquiries
Sending important updates about our services and your account
Analyzing usage patterns to improve our platform and develop new features
Detecting and preventing fraud, security threats, and unauthorized access
Complying with legal obligations and regulatory requirements

We may also use aggregated, non-personally identifiable information for research and analytics purposes to better understand how our users interact with our platform and improve our services.

Information Sharing and Disclosure

We don't sell your personal information to third parties. However, we may share your information in specific circumstances:

Service Providers

We work with trusted third-party service providers who help us operate our platform, process payments, provide customer support, and deliver our services. These providers have access to your information only to perform these services on our behalf and are contractually obligated to keep your information confidential.

Legal Requirements

We may disclose your information when required by law, such as to comply with a subpoena, court order, or other legal process. We may also share information when we believe it's necessary to protect our rights, your safety, or the safety of others.

Business Transfers

If bremdaruniteam is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We'll notify you before your information becomes subject to a different privacy policy.

Your Rights and Choices

You have several rights regarding your personal information. We're committed to helping you exercise these rights and maintain control over your data.

Access Your Data

You can request a copy of the personal information we hold about you.

Correct Information

You can update or correct inaccurate information in your account settings.

Delete Your Data

You can request deletion of your personal information, subject to legal requirements.

Data Portability

You can request your data in a machine-readable format for transfer to another service.

How to Exercise Your Rights: To exercise any of these rights, please contact us at info@bremdaruniteam.sbs or use the privacy controls in your account settings. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

Technical Safeguards

We use industry-standard encryption for data transmission and storage. Our servers are protected by firewalls and intrusion detection systems. We regularly update our security protocols and conduct security audits to identify and address potential vulnerabilities.

Organizational Measures

Access to your personal information is limited to employees and contractors who need it to perform their job functions. All personnel with access to personal data receive regular training on data protection and privacy requirements.

Incident Response

In the unlikely event of a security breach that affects your personal information, we'll notify you and relevant authorities within 72 hours, as required by law. We'll also provide information about what happened and steps we're taking to address the situation.

Data Retention

We retain your personal information only for as long as necessary to provide our services and comply with legal obligations.

Active Accounts

Data retained while your account remains active

Inactive Accounts

Data retained for 2 years after last activity

Legal Requirements

Some data retained for 7 years per financial regulations

When we no longer need your information, we securely delete or anonymize it. You can request early deletion of your data by contacting us, though some information may need to be retained for legal or regulatory purposes.

International Data Transfers

bremdaruniteam operates primarily within Australia, but we may transfer your information to other countries where our service providers operate. When we transfer personal information internationally, we ensure appropriate safeguards are in place.

Transfer Protections

We use standard contractual clauses approved by relevant data protection authorities and ensure our service providers maintain adequate data protection standards. Any international transfers comply with applicable privacy laws and regulations.

Children's Privacy

Our services are not intended for individuals under the age of 18. We don't knowingly collect personal information from children under 18. If we learn that we've collected information from a child under 18, we'll delete that information promptly.

If you're a parent or guardian and believe your child has provided us with personal information, please contact us immediately at info@bremdaruniteam.sbs so we can remove the information.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you by email or through a prominent notice on our platform.

We encourage you to review this privacy policy periodically to stay informed about how we collect, use, and protect your information. Your continued use of our services after any changes indicates your acceptance of the updated privacy policy.

Contact Us About Privacy

If you have questions about this privacy policy or how we handle your personal information, please contact us:

Email: info@bremdaruniteam.sbs

Address: 2/426 Sturt St, Ballarat Central VIC 3350, Australia

Phone: +61756414383

We're committed to addressing your privacy concerns and will respond to your inquiries within 30 days.